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 Profile
I was born and raised in Miami Dade Florida. Left there in 1974 to go to college at The University of Florida after getting my A.S. at Miami Dade Community College. I graduated in 1977 from The University Of Florida with a B.S.A. with majors in Animal Science and Economics. I worked for Cody Publications in Kissimmee, FL after graduation for about 18 months as the Field Representative for The Florida Cattleman's Association where I wrote stories, did photography and sold advertising for the publication. I left to become an Insurance Agent with the Florida Farm Bureau in the summer of 1978 in Palm Beach County. I got married to a wonder woman in 1981 and have three fantastic children. Two of whom are currentily going to school in Gainesville, FL.
I spent 27 years in the insurance business under Farley & Associates, Inc. I retired in 2005. I am now in the non-insurance arena with P.P.C., Inc of St. Petersburg, FL. I reside in Palm City Florida.
P.P.C., Inc is a marketing company mostly for non-insurance benefits with a few insurance benefits being offered by the President of P.P.C., Inc., Gary Bastie of St. Petersburg, FL. I handle all the non-insurance benefits as the National Marketing Director. Here are some of the programs that we offer to Association (especially Not-For-Profit's), Organizaiton and Large Groups. Some are avaialbe to individuals. Please email me for additional information.
1. Association for Independent Managers: This association is avialable for small businesses and managers of large businesses. We have educational materials, helpful hints, benefits not available to small businesses, on-line courses, and business to business networking.
2. Points of Care Rx Card: This is free discount Rx Card available for anyone in the country. Individuals, groups, associations or organizations. No enrollment fees or monthly fees. Save up to 40% at participating pharmacies, no limit on usage, everyone qualifies and one card can be used by the entire family. You can even give the card to someone who needs it and it will work for them as well. Besides the walkin portion it also covers mail order prescriptions in doses of 30, 60 or 90 days (unlike most other programs). You choose what you want to buy. We even have a Over-the-Counter Savings program included. order you non-prescription medications at a substancial savings and have them delivered directly to your door.Also included is a Durable Medical Equipment Savings Program. We recognize the special nature of these needs and can bring you the very best in quality at the lowest possible discounted rates as well as the convenience of home delivery. We include a Diabetes Savings Program that will help you to stay compliant by providing discount prices, convenient home delivery of your diabetes supplies and free educational materials. Last but not least is a Hearing Savings Program. Our program offers a full range of hearing instruments with savings between 50-65% off manufacturer suggested retail price. This is really the best Free Discount Rx Card because of all the benefits you get. Go to www.aimpoc.com to view the programs or send me an email with your name and address to:
emfarley@gate.net .
3.Program for Fianacial Liability Management: This program has been designed to help people eliminate ALL creditor obligations, including mortgages, in 7 to 10 years. This includes credit cards, personal loans, student loans, car loans and mortgage(s). Your payments will not go up but your credit ratings will and there is no out-of-pocket expense or investment component from you.This program is not limited to the financially distressed and is not debt consolidation. Credit goes platinum because debt payment is accelerated and all creditor obligations are honored. Associations and organizaitons can use this program as a non-dues fund-raiser.
4. MedTestForLess: This is a "Pre-paid" (paid at the time of ordering) diagnostic and Laboratory testing program available to anyone, group, association or organization. By pre-paying we are able to achieve significant savings on hundreds of lab tests and diagnostic test throughout the country. No monthly or annual fees just a small one-time setup fee for the entire family. This program is extremely effective for major diagnostic test (MRI, CT, PETscans) and multiple laboratory tests. Go to www.medtestforless.com or call: 1-866-763-3837 to order your test.
5. Mortgage and Reality Assistance Program: This program allows members or member-employees to purchase, sell, or finance homes through a "group plan" that offers cash rebates and cash credits on transactions, discounted fees, a choice of Loan Agents and Realtors, loan products from over 100 lenders, a Help Center, consummer protection, and one stop shopping convenience. Go to: http://www.mortgageplans.com/mbc-network/enroll.html or email me any questions.
6. The Best Online Cash-Back Shopping Mall: See over 1300 of your favorite stores online and receive acutal cash back when you shop through this portal. Go to: PPC.BetterShoppingCenter.com and view all the stores and then signup for FREE. You will get an email to verify your registration and then another email to give you your user-name and password. Then you will be able to access your personall home-page and change any of the settings you like. Free members get up to 57% cash back on products and services offered through the mall (stores like Macy's, Office Depot, Target, WalMart and many others). You can be eligible to join the "Cash-For-Receipts" program as well and increase your cash back by submitting all your receipts you get everyday on a monthly basis. It takes a little time (about 1 hour/month) but the rewards are worth it. You can refer freind and family and receive cash-back from their shopping as well. They are many other ways and opportunities to increase your earnings availabe once you sign up as a free member. Please go to
ppc.bettershoppingcenter.com for more information.
7.TRIBUTE DIRECT FUNERAL PLANNING: End of life decisions are difficult. This program provides you and your loved ones comprehensive off and online funeral planning, funeral coordination, and informations services, access to hospice trained professionals and grief conselors (both during and after the funeral), and, of course, the option to purchase your own casket and other funeral merchandise at thousands of dollars less than traditional funeral homes offer. You can control the cost of funeral expenses by purchasing products and services directly from Tribute Direct. This company is the largest wholesaler of funeral merchandise in the nation. The online funeral planning guide helps provide a solution in determing the cost of a funeral, and will help you pre-pay so your family won't have to. As a part of this benefit, Tribute Direct provides savings of 40% to 70% on caskets, monumentes, markers and other funeral merchandise (NOTE: The Funeral Rule of 1984 allows consumers to buy a casket, market or any merchandise directly wihtout using a funeral home and funeral homes must accept them or be fined up to $10,000 per occurence).
8. Freedom Fuel International has the best GAS SAVINGS PLAN on the market today. MGP-CAPS are supplements that carry the active compounds into the combustion chamber where they are activated to perform the process they were engineered to create:the burning of fuel more cleanly and more quickly. What they have developed is a method of providing a catalytic coating in the combustion chamber. This catalytic coating provices infinite nano-phase surfice area for the catalyst to deposit on. This catalyst coating causes a catalytic reaction to occor in its presence. What this catalyst does is to cause a change in what is called the "in-cylinder rate shaping" of the combustion. This in turn provides for a 30% increase in pressure of the down stroke of the piston in a time frame slightly altered from a non-catalytic state. This results in improved performance. Thus you get between 7% -14% better gas milage with every tank full. When calculated on an average car for a year and spending the dollars for gas or diesel you save around 18 tankfuls of fuel. That's real savings and you can make money at it if you wish.
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